Simple. Private. Built to make life easy.

Your business payment follow-up assistant on WhatsApp.

Track debts, log payments, and get a clear payoff plan — directly inside WhatsApp. No spreadsheets. No confusion. Custom features, dashboards and integrations - just progress.

Currently in early access.
Support: thabangbhili7@gmail.com

Why businesses love it?

It feels like chatting to a coach. You type a few messages and your plan is done. Cuts down call centre rates and increases the collections and engagements rates.

1–2 min to set up your plan
0% spreadsheet stress

Commands

DEBTS SUMMARY PAID 200 RESET

Built for South Africa

Optimized for rand amounts and real creditor tracking.

Real experience preview

See it inside WhatsApp

DebtCoach feels like chatting to a coach. Add creditors, set a budget, and track payments with simple messages.

  • Fast setup (2–3 minutes)
  • Commands like SUMMARY and PAID 200
  • Reset anytime with RESET
DebtCoach AI WhatsApp conversation examples

What DebtCoach AI does

Everything you need to track debt and stay consistent — without feeling overwhelmed.

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Organise debts

Add customers and what they owe. Keep all outstanding payments in one place.

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Log payments

Type PAID 200 log when customers pay and their balances update instantly.

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Payoff plan

See how long it will take to collect oustanding payments based on expected cashflow.

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Reminders (optional)

Automatically remind customers on WhatsApp when payments are due.

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Simple guidance

Clear next steps on who to follow up with and what is oustanding. No judgment. Just calm progress.

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Privacy-first

You control your data. Send RESET to delete your stored info.

How it works

Fast onboarding, then you’re in control. Works naturally like a WhatsApp chat.

1

Start the chat

Say HI to begin, then confirm consent to process your debt info.

2

Add creditors

Type creditor names one by one. When done, send DONE.

3

Add balances

Reply with amounts in rands (e.g. 1200 or R 1,200).

4

Set budget

Tell DebtCoach your monthly amount. It returns a payoff estimate.

5

Track progress

Use SUMMARY anytime. Log payments with PAID 200.

6

Reset anytime

Want to start over? Send RESET and your saved debt data is cleared.

Want early access on WhatsApp? Send an email and I’ll share join instructions as soon as the sender is online.

Privacy & disclaimer

Clear, simple, and approval-friendly language for WhatsApp onboarding.

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What we store

Only the info you send in WhatsApp to generate your plan and track payments.

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Delete anytime

Send RESET to clear your stored debt data and restart.

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Disclaimer

DebtCoach AI provides tracking and budgeting guidance and is not professional financial advice.